Foundations of Financial Independence: Practical Training in Personal Financial Planning and Control

Authors

  • Jummaini Jummaini Universitas Malikussaleh
  • Cut Putri Mellita Sari Universitas Malikussaleh
  • Heriyana Heriyana Universitas Malikussaleh
  • Yusniar Yusniar Universitas Malikussaleh
  • Nazaina Nazaina Universitas Malikussaleh
  • Adnan Adnan Universitas Malikussaleh

DOI:

https://doi.org/10.29103/jpes.v5i1.28398

Abstract

This community service initiative aims to enhance personal financial literacy and management skills among the community members of Reuleuet Timu Village, North Aceh Regency, while simultaneously fostering awareness and capability in managing personal finances effectively. A widespread lack of understanding regarding budget planning and expenditure control frequently leads to financial difficulties. Through interactive educational methods and practical training, participants were equipped with fundamental knowledge of budgeting, debt management, and the importance of saving and investing. The results of the training demonstrated that the participants successfully understood the concepts of personal financial planning, identified sources of income and expenses, formulated realistic personal financial plans, and developed effective financial control strategies. Furthermore, there was a significant improvement in the participants' comprehension and their ability to implement sound financial principles in their daily lives.

Keywords: Foundations of Financial Independence, Personal Financial Planning, Financial Control, Financial Stability.

Published

2026-04-27